Check out the best credit card for business travel.
We’ve Got the Best Credit Card for Business Travel
We investigated and found the best credit card for business travel. There’s more than option – it depends on what you want and need. So, here are our selections.
Per the SBA, business credit card limits are a massive 10 – 100 times that of personal credit cards!
This shows you can get a lot more money with corporate credit cards. And it also shows you can have personal credit cards at stores. So, you would now have an extra card at the very same stores for your small business.
And you will not need collateral, cash flow, or financials to get small business credit.
The Best Credit Card for Business Travel: Benefits
Benefits can vary. So, make sure to select the benefit you would like from this selection of alternatives.
Get the Best Credit Card for Business Travel Points
Flat-rate Travel Rewards
Capital One® Spark® Miles for Business
Check out the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.
This card is fantastic for travel if your expenses do not fall under conventional bonus categories. You can get unlimited double miles on all purchases, without any limits. Get 5x miles on rental cars and hotels if you book via Capital One Travel.
Get an introductory bonus of 50,000 miles. That’s the same as $500 in travel. But you only get it if you spend $4,500 in the first 3 months from account opening. There is no foreign transaction fee. You will need a good to excellent FICO rating to qualify.
Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/
Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get the best credit card for business travel – even during a recession.
Bonus Travel Categories with a Sign-Up Offer
Ink Business Preferred℠ Credit Card
For a fantastic sign-up offer and bonus categories, take a look at the Ink Business Preferred℠ Credit Card.
Pay a yearly fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.
Get 100,000 bonus points after spending $15,000 in the initial 3 months after account opening. This works out to $1,250 towards travel rewards if you redeem using Chase Ultimate Rewards.
Get three points per dollar of the initial $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.
You can get 25% more in travel redemption when you redeem for travel through Chase Ultimate Rewards. You will need a good to superb FICO score to qualify.
Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred
No Yearly Fee
Bank of America® Business Advantage Travel Rewards World MasterCard® credit card
For no yearly fee while still getting travel rewards, check out this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the initial nine billing cycles. After that, its regular APR is 13.74 – 23.74% variable.
You can get 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.
Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is no matter how much you spend.
Likewise earn 3 points per every dollar spent when you book your travel (car, hotel, airline) with the Bank of America® Travel Center. There is no limit to the number of points you can get and points don’t expire.
You will need superb credit to get this one (as in, 700s or better).
Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/
Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get the best credit card for business travel – even during a recession.
Hotel Credit Card
Marriott Bonvoy Business™ American Express® Card
Check out the Marriott Bonvoy Business™ Card from American Express. It has a yearly fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to exceptional credit to get this card.
Points
You can get 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the first three months. Get 6x the points for eligible purchases at participating Marriott Bonvoy hotels. You can get 4x the points at US restaurants and gas stations. And you can get 4x the points on wireless telephone services purchased directly from US service providers and on American purchases for shipping.
Get double points on all other eligible purchases.
Rewards
Also, you get a free night each year after your card anniversary. And you can earn one more free night after you spend $60,000 on your card in a calendar year.
You get Marriott Bonvoy Silver Elite status with your Card. Plus, spend $35,000 on qualified purchases in a calendar year and earn an upgrade to Marriott Bonvoy Gold Elite status through the end of the following calendar year.
Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.
Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/
Airline Credit Card
Delta SkyMiles® Reserve Business American Express Card
Check out the Delta SkyMiles® Reserve Business American Express Card. It has a $550 yearly fee! There is no introductory APR offer. Rather, the regular APR is a variable 17.24 – 26.24%.
Yet if you travel for business a lot, it could be the card for you. Get up to 100,000 Bonus Miles and 20,000 Medallion® Qualification Miles. You can get 80,000 bonus miles and 20,000 Medallion® Qualification Miles after you spend $5,000 in your initial three months. Also, earn an extra 20,000 bonus miles after your initial anniversary of card membership.
Get triple miles on Delta purchases. And get 1.5 x miles on qualified purchases the remainder of the year after you spend $150,000 in a calendar year. Get a companion certificate annually upon renewal. And you get one Global Entry ($100) statement credit every 4 years. Or you can get one TSA Pre ✓® ($85) statement credit every 4.5 years for an application, free.
You will need good to exceptional credit to qualify.
Find it here: https://creditcard.americanexpress.com/d/delta/
Best Credit Card for Business Travel for Fair to Poor Credit, Not Requiring a Personal Guarantee
Brex Card for Startups
Check out the Brex Card for Startups. It has no yearly fee.
You will not need to supply your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN.
Nonetheless, they do not accept every industry.
Also, there are some industries they will not work with, as well as others where they want more paperwork. For a list, go here: https://brex.com/legal/prohibited_activities/.
To determine creditworthiness, Brex checks a company’s cash balance, spending patterns, and investors.
You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.
You can have poor credit (even a 300 FICO) to qualify.
Find it here: https://brex.com/lp/startups-higher-limits/
Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get the best credit card for business travel – even during a recession.
Best Credit Card for Business Travel with No Annual Fee
No Annual Fee/Flat Rate Cash Back
Ink Business Unlimited℠ Credit Card
Have a look at the Ink Business Unlimited℠ Credit Card. Beyond no yearly fee, get an introductory 0% APR for the first twelve months. After that, the APR is a variable 14.74 – 20.74%.
You can get unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the first 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more using Chase Ultimate Rewards®. You will need excellent credit scores to receive this card.
Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited
Terrific Cards for Cash Back
Boosted Cash Back Categories
Bank of America® Business Advantage Cash Rewards MasterCard® credit card
Take a look at the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.
Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. So this is for the first $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.
You will need superb credit to qualify.
Find it here: https://promo.bankofamerica.com/smallbusinesscards2/
The Best Credit Card for Business Travel for You
Your straight-out best credit card for business travel will always hinge on your credit history and scores.
Just you can select which features you want and need. So, to do your homework. What is outstanding for you could be catastrophic for another person.
And, as always, ensure to establish credit in the recommended order for the best, quickest benefits.
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