Tag Archives: Lending

Is Alternative Lending from Industrial Banks Right for Your Business? April 6th, 2022Gerald Stone

Is Alternative Lending from Industrial Banks Right for Your Business?

April 6, 2022News & UpdatesAlternative, Banks, Business, from, Industrial, Lending, rightGerald Stone

What are industrial banks? What makes them different from commercial banks? More importantly, are they a better source of lending for small businesses? Let’s find out.  Industrial Banks Are Not New  These banks are also called Industrial Lending Companies (ILCs). They have roots way back in the early 1900s. That’s when large companies sometimes offered … Continue reading Is Alternative Lending from Industrial Banks Right for Your Business? →

How Tax Write Offs Can Impact Your Ability to Get Business Lending March 12th, 2022Pedro King

How Tax Write Offs Can Impact Your Ability to Get Business Lending

March 12, 2022News & UpdatesAbility, Business, Impact, Lending, Offs, WritePedro King

The goal when filing business tax returns is to pay as little as possible. This is a worthy goal, and tax write offs help serve this purpose. However, it’s important to remember that lenders will ask for financials. If business financial statements are not available, they will look at business tax returns. If it looks … Continue reading How Tax Write Offs Can Impact Your Ability to Get Business Lending →

5 Cash Flow Based Lending Options to Take Your Business to the Next Level March 6th, 2022Iluminada Moorman

5 Cash Flow Based Lending Options to Take Your Business to the Next Level

March 6, 2022News & UpdatesBased, Business, Cash, Flow, Lending, Level, Next, Options, TakeIluminada Moorman

Cash flow based lending options can be great for fast funding. Both PayPal and Square offer these types of options. Credit Suite has similar options as well, including: Revenue Based Lending Purchase Order Financing And Accounts Receivable Financing. Using these types of funding allows you to get the funds you need based on income and … Continue reading 5 Cash Flow Based Lending Options to Take Your Business to the Next Level →

Your Guide to Small Business Lending Trends In 2022 January 7th, 2022Mellisa Robie

Your Guide to Small Business Lending Trends In 2022

January 7, 2022News & Updates2022, Business, Guide, Lending, Small, TrendsMellisa Robie

It’s no secret the past two years have wrought havoc on the economy.  Workers were laid off in droves.  Small businesses suffered. Now, with things starting to get back on track, many displaced employees have found their own entrepreneurial spirit.  As a result, they are looking to start their own business. In fact, it’s being … Continue reading Your Guide to Small Business Lending Trends In 2022 →

Is Credit Union Direct Lending a Valid Option for Your Business? November 12th, 2021Jeff Sparks

Is Credit Union Direct Lending a Valid Option for Your Business?

November 12, 2021News & UpdatesBusiness, Credit, Direct, Lending, Option, Union, ValidJeff Sparks

Banks aren’t opening their vaults as easily for businesses these days as they have in the past. Many business owners are finding it necessary to get creative when it comes to business funding.  In many cases, credit unions are seizing the opportunity to step in and fill the gap. Credit Union Direct Lending Works Well … Continue reading Is Credit Union Direct Lending a Valid Option for Your Business? →

10 Preventable SMB Lending Deal Killers May 14th, 2021Linda Austin

10 Preventable SMB Lending Deal Killers

May 14, 2021News & UpdatesDeal, Killers, Lending, PreventableLinda Austin

What is SMB Lending? SMB lending is small and midsize business lending. This can be through banks, credit unions, online alternative lenders, private lenders, and others. But like every other form of business financing, SMB lending it’s far from a sure thing. Your business needs money (all businesses do). And you’re ready to sign on … Continue reading 10 Preventable SMB Lending Deal Killers →

Fed Policy Is Smothering Private Lending March 9th, 2021Steven Holland

Fed Policy Is Smothering Private Lending

March 9, 2021News & UpdatesLending, Policy, Private, SmotheringSteven Holland

Banks, leery of making risky loans in the real economy, do business with the central bank instead.

6 Things You Need to Know About Alternative Business Lending March 8th, 2021Stephanie Carpenter

6 Things You Need to Know About Alternative Business Lending

March 8, 2021News & UpdatesAbout, Alternative, Business, Know, Lending, Need, ThingsStephanie Carpenter

Alternative business lending rose from the ashes of the 2008 crash. This was a time when lenders were giving almost no one money.  It was virtually impossible to get a loan of any sort for any reason. Business loans were extremely hard to come by, and when you could get one, rates were terrible.  Alternative … Continue reading 6 Things You Need to Know About Alternative Business Lending →

SBA Lending February 2nd, 2021Wilma Kozak

SBA Lending

February 2, 2021News & UpdatesLendingWilma Kozak

Can SBA Lending Help Your Business? While not every business will qualify, SBA lending can benefit many companies. Is yours one of them? What Does the Small Business Administration Do? The SBA is a government agency with one real mission, to fund small businesses and otherwise help them succeed, while supporting the overall economy of … Continue reading SBA Lending →

How Upstart Peer to Peer Lending is Changing the Face of Financing January 8th, 2021Hope Turner

How Upstart Peer to Peer Lending is Changing the Face of Financing

January 8, 2021News & UpdatesChanging, Face, financing, Lending, Peer, UpstartHope Turner

Upstart peer to peer  was founded by three ex-Google employees.  That being the case, it is no surprise that the company’s model is changing the face of financing.  What is surprising, however, is that the COVID-19 pandemic and the following recession actually served to prove what they do really does work.  How can a global … Continue reading How Upstart Peer to Peer Lending is Changing the Face of Financing →